Banks are classified into classified into four categories – … director, development finance department, central bank of nigeria at the 2nd central bank … types of banking 1. group members name:- rashim , swati and sandeep. Agricultural or Co-operative Banks: The main business of agricultural banks is to provide funds to … water_animals.ppt: File Size: 426 kb: File Type: ppt: Download File. For the High-performance Individual, it is extremely valuable to be aware of these differences amongst bank types. Having said all this, there are different types of banks attending to the sector to which this entity is directed and the size of its action. Types of Banks. If you continue browsing the site, you agree to the use of cookies on this website. Industrial Banks: Industrial banks provide long term and medium term finance to industrial units; for … Banks face three primary types of risK default, liquidity, and interest rate risk. rollno:- 801, 802 and 815. sub:- financial markets sumbitted to :- ms. pooja jogra 2. These banks accept deposits from the public and lend them to needy parties. 801, 802 AND 815. All presentations are compiled by our Tutors and Institutes. RATIONALISING THE ROLE OF CENTRAL BANKS IN DEVELOPMENT FINANCING BY MR. JOE ALEGIEUNO, AG. SUMBITTED TO :- MS. POOJA JOGRA. Central Bank – The bank that acts as the central monetary authority of the country and serves the … So understanding this topic is very important. Clipping is a handy way to collect important slides you want to go back to later. Bank is not just a keeper of money, since it could use the funds for the purpose of business, but assumes the obligation to repay, on request, amount of deposits. 2) Public Sector Banks: State Bank of India and its Associates (8) Nationalized Banks (19) Regional Rural Banks Sponsored by Public Sector Banks (196) 3) Private Sector Banks: Old Generation Private Banks (22) Foreign New Generation Private Banks (8) Banks in India (40) The Central Bank, the commercial banks and … Retail banks offer retail services such as checking accounts, savings accounts, credit … They accept the public deposit from the public for the purpose of lending or investment. Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. File Type: ppt: Download File. We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. Your checking and savings accounts are often kept with a retail bank, which focuses on consumers (or the general public) as customers.These banks offer loans and may provide credit cards, and they’re the ones with numerous branch locations in populated areas. Now customize the name of a clipboard to store your clips. Saving Account If you continue browsing the site, you agree to the use of cookies on this website. In addition to giving short term loans, banks give medium term and long term loans to business enterprises. 2. 1. This bank PowerPoint template can also be used to prepare presentations on agreement and meetings. Comprehensive collection of PowerPoint Presentations (PPT) for Banking & Finance. If you continue browsing the site, you agree to the use of cookies on this website. Ruse and Hudgins have divided loans into seven broad categories, delineated by their purposes: 1. Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Looks like you’ve clipped this slide to already. Bank jobs latest notification - Banking Sector Latest Notification details. There are several types of securities, against which a bank will offer you a loan: Pledge: Pledge is the delivery of property by one person to the other as security for a loan. You can change your ad preferences anytime. RASHIM , SWATI AND SANDEEP. Banks may be of various types such Central Bank, commercial banks, development banks, Cooperative banks, rural banks etc. Retail Banks and Commercial Banks are indeed exactly the same types of financial entities. Cooperative Bank- Cooperative Banks are undertaken by the State Cooperative Societies Act and gives cheap credit to their members. See our Privacy Policy and User Agreement for details. You will find that some are depositing money at one counter while some are receiving money at another counter. This topic is important for bank exams, as generally many questions are asked in bank exams and interview on bank accounts like what are different types of accounts in the bank, what is the difference between a current account and saving the account. 5 OF BANK. 3. Types of commercial banks are: (i) Public Sector Banks: These are banks where majority stake is held by the government of India. ... TYPES OF BANKS. See our User Agreement and Privacy Policy. Check out the Bank Jobs information. §§ 21, 24, 38, 105, 121, 141 note). Below are five different types of banking systems, which are commonly used nowadays in all over the world. Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Did you ever try to know about them? Clipping is a handy way to collect important slides you want to go back to later. 1. DIRECTOR, DEVELOPMENT FINANCE DEPARTMENT, CENTRAL BANK OF NIGERIA AT THE 2ND CENTRAL BANK FORUM HELD IN LUSAKA, ZAMBIA 23RD -25TH SEPTEMBER, 2008 - by mr. joe alegieuno, ag. The PowerPoint PPT presentation: "BANK MANAGEMENT" is the property of its rightful owner.  The BAFIA 2073 has classified the banks and financial institutions into 5 categories such as: ‘A’, ‘B’, ‘C’ and ‘D’ classes on the basis of the minimum paid up needed for a license to be issued to conduct financial transactions and Infrastructure Development Bank. Types of Banking Banking is mainly divided into four parts :- • Retail Banking • Wholesale Banking • Universal Banking • Rural Banking 3. The template design is suitable for PPT presentations on Bank Credits, Welfare Societies, Bank Loans, and Insurance companies. 1. Classification of Banks in India. There are two main categories of banks: federally chartered national banks and state-chartered banks. Various Bank Recruitment Vacancies in many boards for More designations. GROUP MEMBERS NAME:- Retail Banking deals directly with individuals and small businesses. Although there are some types of commercial banks that help everyday consumers, commercial banks tend to concentrate on supporting businesses. types of accounts in a bank vignesh 14sjccc136 aditi a 14sjccc137 benita a 14sjccc138 brijesh s 14sjccc139 2. – A free PowerPoint PPT presentation (displayed as a Flash slide show) on PowerShow.com - id: 8afd87-NDVlO While walking in the streets of any town or city you might have seen some signboards on buildings with names – Canara Bank, Punjab National Bank, State Bank of India, United Commercial Bank, etc. TYPES OF BANK Presented by :- Surabhi Prajapati Somya Agrawal. A national bank is incorporated and operates under the laws of the United States, subject to the approval and oversight of the comptroller of the currency, an office established as a part of the Treasury Department in 1863 by the National Bank Act (12 U.S.C.A. Apply for the live notifications available in Reserve Bank of India (RBI), Bank of Baroda (BOB), DNS Bank, Bellary DCC Bank, Vijaya Bank. The presentation template has an image of a building and some professionals working in a meeting. View PPT 1 - Banker as Lender and Types of Loans.pptx from MBA 7241 at University Business School, Panjab University, Chandigarh, India. Different types and categories customers have different requirements, Banking online classes: }There are different types of banking to carry out different functions in the bank according to the need of the customers. Roles & functions of various types of banks, No public clipboards found for this slide. Now customize the name of a clipboard to store your clips. Commercial banks Commercial Banks are banking institutions that accept deposits and grant short term loans and advances to their customers. Industrial Loans. Bank Lending and Securities Different methods of charging securities: If you want a loan from a bank or financial institution, you generally need to provide some kind of security against the loan to the bank. Scheduled commercial banks are those included in the second schedule of the reserve bank of india act 1934. Retail Banks. Behind the counters, in the office, you will see tables and chair… The Federal Reserve, establishe… Financial institution loans include credit to banks, insurance companies, finance companies, and other financial institutions. Roles & functions of various types of banks, Introduction to islamic banking and conventional banking, No public clipboards found for this slide. animals.ppt: File Size: 470 kb: File Type: ppt: Download File. UNIT III. The set of existing banks in the economic system conforms to the banking or banking system. If you continue browsing the site, you agree to the use of cookies on this website. Retail Banking Meaning:- • When a bank executes transactions directly with consumers. Several new types of products have been introduced in response to the changing demand in the marketplace and certain old products have become obsolete. 2. 15.5 Types of Banks There are various types of banks which operate in our country to meet the financial requirements of different categories of people engaged in agriculture, business, profession, etc. Scheduled commercial banks are those included in the second schedule of the Reserve Bank of India act 1934. There are different types of bank having some common and some special functions. There are three main types of bank: Central banks Investment banks, sometimes called wholesale banks, Retail banks/commercial banks or "high street" banks, CONT Although banking is … See our User Agreement and Privacy Policy. Since their deposits are for short period only, these banks extend loans only for a short period. Types of Bank  It is very difficult to find the universally accepted categorization of banking system in the world. In India, banks usually have four major types of deposit accounts – Current Account, Savings Account, Recurring Deposit and Fixed Deposit. All national banks are required to become members of the Federal Reserve System. If you enter any such building you will find some kind of a business office. You can change your ad preferences anytime. Banks are further segregated into four types. ROLLNO:- Various Types of Bank Accounts. Looks like you’ve clipped this slide to already. Each type of risk must be properly measured and managed for the bank to be successful. Commercial Banks. In this article we have listed down the products that are currently offered by banks to their commercial customers. Retail banks are probably the banks you’re most familiar with. Banker as Lender and Types of Loans Introduction Bank What do these names stand for? See our Privacy Policy and User Agreement for details. Commercial Banks Banks Regional Rural Banks Cooperative Banks Indian Banks Public Sector Non Scheduled Scheduled Banks Banks Foreign Banks Private Sector State Bank of India Nationalized bank. Investment Banks and Merchant Banks, for example, are very much the same, and yet they are different in some subtle ways. ; Commercial banks focus on business customers. 3. 1.Deposit Banks:-The most important type of deposit banks is the commercial banks.They have connection with the commercial class of people. Slideshare uses cookies to improve functionality and performance, and to provide you with relevant advertising. Banks Commercial Regional Cooperative Banks Rural Banks Banks Non Scheduled Scheduled Banks Banks Indian Foreign Banks Banks Public Private Sector Commercial Bank- These banks are regulated by banking regulation act 1949. We use your LinkedIn profile and activity data to personalize ads and to show you more relevant ads. Though banks offer several different types of accounts, they can be broadly divided into three types explained in this ppt. Agricultura… SUB:- FINANCIAL MARKETS Real estate loans are secured by real property – land, buildings, and other structures – and include short-term loans for construction and land development and longer-term loans to finance the purchase of farmland, homes, apartments, commercial structures, and foreign properties. Business potential offered by bank customers there for a viable business, banks need customers. 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